Privacy Policy

1. Introduction

Konto Millennium 360 provides AI-driven data analysis and decision-support tools for long-term financial planning. This policy describes the types of information we may collect, how that information may be used, the choices you have regarding your information, and the measures we take to protect it. By using our website or services, you acknowledge the practices described in this policy.

2. Information We Collect

We may collect information in the following categories:

• Information you provide directly: such as your name, email address, and any details submitted through contact forms, account registration, or correspondence with us.
• Usage and technical data: such as IP address, browser type, device information, pages visited, and interaction patterns collected automatically as you use our website.
• Cookies and similar technologies: used to remember preferences, maintain session state, and analyze aggregate usage trends.
• Financial planning inputs: data you choose to submit to our analysis tools in order to receive outputs or insights, handled in accordance with this policy.

3. How We Use Information

Information we collect may be used to:

• Operate, maintain, and improve our website and services.
• Respond to inquiries, provide support, and communicate updates.
• Personalize and enhance the relevance of the analysis and content we provide.
• Monitor and analyze usage trends to improve functionality and security.
• Comply with legal obligations and enforce our terms and policies.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to provide services you have requested, our legitimate interests in operating and improving our services, and compliance with legal obligations. You may withdraw consent at any time where processing is based on consent, without affecting the lawfulness of processing carried out prior to withdrawal.

5. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, or communications, subject to confidentiality obligations.
• Professional advisors, where necessary for legal, accounting, or compliance purposes.
• Authorities or third parties, where required by law, regulation, or legal process, or to protect our rights, safety, or property.
• A successor entity, in connection with a merger, acquisition, or sale of assets, subject to standard confidentiality arrangements.

6. Cookies and Tracking Technologies

We may use cookies and similar technologies to operate our website, remember preferences, and understand how visitors interact with our content. You can typically control or disable cookies through your browser settings; however, doing so may affect the functionality of certain features.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the duration of any ongoing relationship, legal obligations, and the necessity of the data for resolving disputes or enforcing agreements.

8. Data Security

We implement reasonable technical and organizational measures designed to protect information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security of your information.

9. International Data Transfers

If we transfer personal information across borders, we will take steps intended to ensure that such transfers comply with applicable data protection laws and that appropriate safeguards are in place, where required.

10. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to access, correct, delete, restrict, or object to certain processing, and the right to data portability. To exercise any applicable rights, please contact us using the details provided on our Contact page. We will respond in accordance with applicable law.

11. Children's Privacy

Our website and services are not directed to individuals under the age of majority in their jurisdiction, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their privacy policies before providing any information.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised "Last updated" date, and continued use of our website or services after changes take effect constitutes acceptance of the revised policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please reach out via our Contact page.